3 Things to Know About Dental Insurance


This is Derek Delta, the heir to the Delta Dental Insurance fortune. He doesn't care about your oral health. He cares about his private jets and profit margin. Let's not let Derek Delta, or any other wealthy dental insurance heir influence your oral health care decisions.

Here are three things to keep in mind about dental insurance coverage when it comes to your oral health care:

1) If you have a PPO insurance plan, you don't have to stick to their network. In Texas, you can see whoever you wish. There might be a slight increase of out of pocket cost, but usually not significant. We feel you will find that trust and a good relationship is well worth the slight increase in out of network fees. We are in network with some plans. We just can't be in network for every plan. Give us a call if you would like us to give you a full report about your insurance coverage.

2) Just because dental insurance may not cover a specific procedure, that doesn't mean you don't need it. Many times, the best treatment option for some specific conditions is a treatment that dental insurance may not cover. Insurance companies remain profitable by denying coverage and not writing checks. Don't let their terrible policies dictate what treatment you decide is right for you. Only you can make the right treatment options for you...not Derek Delta!

3) Most dental insurance companies provide coverage up to a certain total amount every year. This amount is usually between $1000 and $2500, depending on the plan. Once that total has been reached, the insurance company will deny every thing after that. In situations where someone has a lot of work to be done, this total can be reached quickly, leaving the patient without any insurance coverage for much of the work. These situations can easily be dealt with because our practice offers excellent financing options so that you can make the right choices for you.

Our biggest goal is to enable you to make the right decisions for you about your oral health care. Derek Delta and his 1% cronies should stick to their private planes and trust funds! If you would like to be empowered to the best oral health care for you, we would love to welcome you into our office. Give us a call at (210) 408-7999 today!